FREQUENTLY ASKED QUESTIONS
MUST I HAVE A GUARANTOR?
Usually, lenders would require borrowers with poor or thin credit line to provide a guarantor. Since unsecured loans doesn’t require a collateral, lenders would have nothing to seize in case the borrower defaults. Having a guarantor is an added security to make sure that the loan is paid back. However, if your credit is good, there’s no need for you to provide one.
HOW FAST CAN I GET THE FUNDS?
Applying for an unsecured loan doesn’t take hours of your time. In fact, it would only take about 15 minutes, from start to finish. All you have to do is to provide your details on an online form and send it back. Within minutes, you can get the results and have the funds you need deposited instantly to your account.
WHAT IF I MISS MY PAYMENTS?
If you find yourself having difficulties with the repayment, let us know so we can arrange more convenient repayment options that would work for you. Failure to make payments or defaulting on your loan could affect your credit badly. Not only that, the lender may demand late fees and extra charges.
IS THERE ANY COMPLICATED REQUIREMENT?
No. All you need to provide is a valid identification, a proof of income or employment verification and your complete details. You need to fill a form online to get your application started. That’s it! Since it won’t require you to pledge an asset, there’s no other documents you need to provide to get approved.